The Lab
Hypothesis Validation & Stress Testing
Portfolio RoE (True Yield)Return on Equity: (Cash Flow + Principal Paydown) / Total Equity.
13.89%
Target: > 4%
Total Dead EquityEquity in properties performing below your Safe Rate target.
$2,122,975
Capital Trapped
Adjusted Cash FlowNet Cash Flow minus estimated Sinking Funds for future CapEx.
$44,788/yr
After Sinking Fund
ROE Optimizer
| Property | EquityMarket Value - Loan Balance | True CF (Annual)Cash Flow - Sinking Fund | Cash RoE(True CF + Principal Paydown) / Equity | Total RONE(True CF + Paydown + Appreciation) / (Equity - Selling Costs) | Scenario Analysis | |
|---|---|---|---|---|---|---|
| ▶ | 777 Tech Bro Blvd | $870,375 | $14,376 | 4.95% | 15.73% | Consider Refi |
| ▶ | 99 Interest Rate Woes Way | $402,600 | $-3,068 | 5.47% | 22.84% | Continue Hold |
| ▶ | Costco Hotdog Circle | $850,000 | $33,480 | 3.94% | 8.72% | Consider Refi |
Hypothetical Performance Disclosure: All RONE calculations are hypothetical for illustrative purposes only.Methodology: RONE = (Cash Flow + Principal Paydown + Appreciation) / Net Equity, using user-defined appreciation rate.Limitations: Models assume constant appreciation and do not account for market volatility, selling costs variations, or tax implications.Uncertainty: Actual returns will vary materially. This tool includes general tax modeling based on common assumptions. It is not tax advice. Consult a licensed tax professional.
Hypothetical Performance Disclosure: All simulations and projections are hypothetical scenarios for illustrative purposes only.Methodology: Monte Carlo simulations use user-defined assumptions and historical data distributions.Limitations: Models cannot account for all real-world variables including market disruptions, regulatory changes, or property-specific factors.Uncertainty: All projections involve significant uncertainty—actual results will vary materially. This tool includes general tax modeling based on common assumptions. It is not tax advice. Consult a licensed tax professional.